Fraudsters aren't just hacking security systems—they are hacking cardholders directly through AI-enhanced social engineering. Introducing Arcot Scam Defense, a new capability from Arcot by Broadcom built to protect financial institutions from card-not-present fraud. Standard risk models aren't designed to stop legitimate account holders actively manipulated by a scam. Arcot Scam Defense acts as a real-time safety net during 3-D Secure authentication, delivering key benefits for issuers: ⬩Real-Time Scam Prevention: Automatically flags and declines high-risk transactions—even after a successfully completed OTP or biometric challenge. ⬩Multi-Layered Intelligence: Evaluates transaction data, card/device history, and live challenge behavior (such as response speed and device discrepancies). ⬩Configurable Issuer Control: Confidently calibrates your risk thresholds using projected fraud reduction and authentication metrics prior to launch. Protect your cardholders and drive down fraud losses without sacrificing the customer experience. Learn more: